Very bummed to see such a big red number. I expected to lose money this month since it was Christmas and our first month with the baby, however I was not expecting to have so much trouble getting a hold of my Record of Employment to get my Maternity benefits. I should be getting it tomorrow. I got my vacation pay with my last paycheck and Kyle signed for his since he was taking 2 weeks off after Willow was born. From now on we will not be including vacation pay in our net worth.