Sunday, January 01, 2012

November Budget Review

A solid month late but better late than never I guess.

Very surprised that we set any money aside at all after all the extra spending going on with Christmas AND a baby on the way.
Hydro - Unfortunately I had not realized on our first bill that it was not for a full 2 months so I was very dissapointed to open this month's bill and see how big it was.  And this is without the electric heat being turned on yet!
Other - We needed new bedsheets for winter, a vaccum, plastic to insulate all the windows, and gas as we had my mom's car for quite a while.  At least we found the sheets and vaccum on sale.
Misc Income - I got an HST cheque for $99, and I definately cannot remember what the $10 is from.  But for the last year all of our spare change, and any change that came with our tipouts has gone into our Christmas Change Jar.  We counted it up and rolled it and had $245 :)  And still have at least $45 in change left in it that we couldn't roll because we didnt have enough of each coin.  We also got a ton of cash and gift cards from the baby shower, but it was too much to keep track of so I did not include it. (To keep things consistent I took off whatever was spent with this money from our expenses).

Misc Spending - Spent a ton on gifts, but I will make a post specifically for our Christmas shopping.  Misc Christmas shopping was for decorations (we need to start working on that now that we have our own family holidays to start).  We bought Christmas lights and I started making cross-stitch stockings for Kyle and Willow, like my mom had done for our family when we were kids.  Despite the massive amounts of baby supplies and clothes we received at the baby shower (and in the weeks that followed) there were still a few things we needed to pick up like bottles, moniters, and a dresser.

And after all that we set aside $170 :)  However I'm sure I lost track of some money with everything from the baby shower because our net worth and bank accounts show that we set aside more than our budget says.  So it's not a bad thing.

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